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How to Seek Help with Assisted Living Costs

7 October 2019

Assisted Living Memory Care Gainesville GA  
 Manor Lake Assisted Living & Memory Care, Gainesville GA

Many people who are in need of assisted living services or memory care services in and around Gainesville put off looking for care for fear of how they will pay for it. Here at Manor Lake Assisted Living & Memory Care we are fully committed to providing the highest quality and most affordable assisted living services across the Gainesville area. We fully realize that assisted living services, for some, can be cost prohibitive. However, we are fully committed to assisting you with potential sources of financial aid so that you and or your loved ones can secure the care that you deserve.

Check the Veteran’s Aid & Attendance Program

Check eligibility for the Veteran’s Aid & Attendance Pension, a program which can provide financial help to those who require assistance with activities of daily living such as eating, bathing, dressing and undressing or taking care of the needs of nature.

It can pay up to $1,830 per month to a veteran, $1,176 per month to a surviving spouse, or $2,170 per month to a couple for veterans and surviving spouses (as of 2017). Certain income and asset limits also apply.

This program allows you to keep more assets than most state aid programs, and it provides a higher level of assistance. You cannot receive benefits from both the Veterans program and a state aid program, so you may want to evaluate both to determine which provides the highest level of assistance for you or your loved one.

Check with your state’s medicaid office

Find your state Medicaid office and check on their available resources. To qualify for Medicaid you'll need to have assets and income that are below the federal poverty levels.

Many state programs offer assistance with assisted living costs for those who have no financial resources. Qualifying for such assistance usually means you have less than $2,000 in assets, although exact program requirements can vary from state-to-state.

Find non-profit resources for assisted living and elderly care

With a little digging you may find a non-profit organization that can help. If they can't help they may direct you to additional sources of assistance. Start with these two organizations:

  • Contact your local Area Agency for Aging. They can help you locate resources such as elder refugee or elder abuse programs, counseling, meals on wheels, volunteers who will visit, adult day care services, and much more.
  • Visit Eldercare.gov to find help in your local community, or call them at 800.677.1116. They will help refer to local resources such as home health services, transportation resources, senior housing options, respite care, find financial assistance if you are eligible for it, and much more.

Ask for family support

One home health company has created a free personalized way to stay in touch with those who need in-home care or assisted living through a feature they call CareTogether. It functions like a customized form of Facebook designed just for a senior who needs care, allowing the family to stay updated on what their needs may be.

You could use a feature like this, or a Facebook page, to explain your or your loved one’s needs to extended family and then ask family members if they would be willing to contribute a small monthly amount to provide in-home or assisted living care for this family member.

We want you to know that we are here to help. Contact Manor Lake Assisted Living and Memory Care in Gainesville today.

Source: thebalance.com